Financial planning
We provide true wealth management
Diversity and circumstance make it necessary to provide unique, all-round and dedicated financial solutions customised to each client’s challenge and opportunity.
Wealth management service
Customised advice, research and trading tools
Money Concepts offers customised advice, self-service research and trading tools. Whatever your special needs are, we offer the right mix of financial management services and accounts along with expert guidance.
Wealth Management Service
We provide customised selection to fit individual needs. Our financial analysis and investment advice help clients achieve their financial goals.
Safety
All clients’ assets are under the client’s own name, in the custody of a renowned custodian bank, with direct investment in mutual funds and insurance companies.
Expertise
Comprehensive experience in wealth management, unique market and global economic intelligence, flexible investment strategies and rigorous risk management.
Holistic Solutions
Various investment schemes including portfolio management, tax planning, retirement plans, asset accumulation, asset protection, insurance and trusts.
Growth Opportunities
Diversified investment products with customised selection to fit individual needs and risk appetite.
Personalised financial planning
A plan for every stage of life
We provide customised selection to fit individual needs. Our financial analysis and investment advice help clients achieve their financial goals.
Life Goal Planning
Starting a family, continuing education, acquiring a car or property, or travelling — everyone has goals at different stages of life. Whether short, medium or long term, the right plan makes them achievable.
Saving Plan
We provide a diversified range of saving choices in accordance with your financial goals, helping you accumulate wealth and giving it the opportunity to grow.
Retirement Planning
Living costs are rising and life spans are longer. Inflation, post-retirement income and expenses, and medical costs make a longer and more costly retirement — so accumulating adequate funds matters.
Child Education Planning
Education is one of the most important foundations for a child’s future, and tuition — local or overseas — is substantial. Detailed and advanced planning provides quality options.
Estate Planning
Estate planning is more than writing a will. Organising your assets helps avoid family conflict and protects the estate against probate, creditors, lawsuits and estate duty.
Insurance & Protection Planning
Partnering with different insurance product providers, Money Concepts offers consultation services and a wide range of insurance products.
General Insurance
Life Protection & Saving
Health Protection
Corporate management planning
Guiding corporations in utilising assets and managing risk
A corporate financial plan helps utilise assets to increase returns and manage risks. It also improves competitiveness within the industry, giving the company more expansion opportunities.
Insurance Protections
Corporate Services
- Financial Planning
- Tax Planning
- Loan Planning
- Listing
- Joint Venture
- Financing
- Public Relations & Marketing
- Diversification and Expansion of Service Range
- Corporate Consultancy and Management
- Human Resources & Head Hunting
- Rental / Property Investment
- Mandatory Provident Fund Scheme
- Trust
Mandatory Provident Fund
Employee Choice Arrangement, explained
The MPF Scheme is a cornerstone of Hong Kong’s retirement programme. The Employee Choice Arrangement gives employees greater autonomy, allowing them once a year to transfer accrued benefits derived from employee mandatory contributions to a scheme of their own choice.
For employers
- Lower redundancy cost over the long term
- Appropriate fund administration fees, lowering your costs
- Enhanced sense of belonging among employees
For employees
- Effectively reflect the compounding effect on retirement wealth
- Consolidate old MPF personal accounts for easier management
- Concentrate capital into the most favourable portfolios, reducing cost while increasing returns
Our MPF services
- Professional trustee handpicks strong funds to pursue the best returns
- Free MPF consulting services with full comprehension of fund information
- Regular portfolio reviews to lower investment risk
- Free account consolidation services for easier management
- Free fund transfer services to save costs
- Personalised service matched to your risk tolerance and circumstances
Why Money Concepts
- Professional wealth management practices
- Rich experience in operation
- Humane mode of management
- Personalised fund portfolio investment services
Start your financial plan
Arrange a confidential conversation with a Money Concepts adviser in Wan Chai, Hong Kong.